Global payments and work tools,
in one place.
Wokbud brings fiat currencies and stablecoins together in a single wallet — so you can hold balances in USD, EUR, GBP and MXN alongside USDC, and move money across borders in seconds rather than days.
4
Fiat currencies
USD · EUR · GBP · MXN
150+
Countries served
Global reach
<60s
KYC verification
Powered by Didit
6
Payment rails
Bank + on-chain
A FinCEN-registered financial technology company
Wokbud Inc. (DBA Earna) is a financial technology platform and a Money Services Business registered with the U.S. Financial Crimes Enforcement Network (FinCEN) under registration number 31000293629119. We are headquartered in San Francisco, California, and serve clients across 150+ countries.
We were founded on a simple belief: moving money across borders should be as fast, transparent, and accessible as sending a message. Traditional banking infrastructure was built for a pre-internet world — slow wires, hidden fees, and compliance processes that take weeks. We rebuilt the experience from the ground up, combining regulated fiat payment rails with on-chain stablecoin technology to deliver a single, unified wallet for global business.
Today, Wokbud lets businesses and individuals hold balances in USD, EUR, GBP and MXN alongside USDC, send payments via Wire, ACH, SEPA, SPEI and UK Faster Payments, and pay out on-chain USDC across Solana, Ethereum, Base and Polygon. Regulated money movement and AML/CTF compliance are powered by Bridge.xyz, and identity verification (KYC/KYB) is handled by Didit — most users verify in under a minute.
Our Mission
To make global money movement fair, fast and transparent for everyone — from solo freelancers invoicing an international client to enterprises paying hundreds of contractors across continents. No hidden fees. No week-long wires. No compromises on compliance.
Our Vision
A world where fiat and digital currencies coexist seamlessly in a single, compliant wallet — where any business can pay or get paid anywhere in seconds, with full regulatory transparency and zero friction.
Our core values
Compliance First
FinCEN-registered MSB with full AML/CTF compliance. Every transfer is screened, logged, and auditable. We build trust through regulatory transparency, not shortcuts.
Speed Without Compromise
KYC in under a minute. Transfers that used to take days now complete in minutes. We prove that compliant payments can also be fast payments.
Radical Transparency
No hidden fees. Pricing is shown upfront before every transfer. We tell you exactly what you pay and why — because trust starts with honesty.
Bank-Grade Security
256-bit encryption, SOC-2 infrastructure, two-factor authentication on every sensitive action, and a full audit trail. Your funds and data are protected at every layer.
One platform for getting paid and paying out
Beyond payments, Wokbud offers payment links, invoices, client and project management, and escrow-protected transactions — everything a modern independent worker or small business needs to operate worldwide.
Multi-currency wallets
Hold USD, EUR, GBP and MXN alongside USDC in a single balance. Fiat and stablecoins, unified.
Global transfers
Wire, ACH, SEPA, SPEI and Faster Payments for fiat, plus on-chain USDC payouts on Solana, Ethereum, Base and Polygon.
Payment links & invoices
Get paid with a link or send a branded invoice in seconds. Track payment status in real time.
Escrow & 2FA
Every sensitive action is protected by two-factor auth and a full audit trail. Escrow-protected transactions build trust.
Built for people who move money across borders
Whether you are a solo creator invoicing an international client or a company paying global contractors, Wokbud gives you one balance, one audit trail and one place to manage it all — without slow bank wires or hidden fees.
Freelancers & contractors
Invoice international clients, get paid in fiat or stablecoins, and withdraw to your bank or wallet.
Cross-border teams
Pay global contractors in one flow — one balance, one audit trail, one place to manage it all.
Crypto-native users
A compliant bridge between traditional banking and on-chain stablecoins — fund with fiat, pay out in USDC.
Small businesses
Payment links, invoices, client and project management, and escrow-protected transactions built in.
Company & headquarters
Wokbud
Operator of Wokbud — committed to fair, fast and transparent money movement
Registered address
166 GEARY ST. 15TH FL 158
San Francisco, CA 94108, USA
Founded
2025 · San Francisco, California, USA
Technology partners
Regulated infrastructure you can trust
Bridge.xyz
Regulated transfers & AML
Didit
KYC in under a minute
No hidden fees
Pricing shown up front
Wokbud is a financial technology platform and a registered Money Services Business with FinCEN. Money movement and AML/CTF compliance are powered by Bridge.xyz. Identity verification (KYC/KYB) is handled by Didit. We do not sell your personal data, and pricing is always shown up front with no hidden fees.
Licenses & Registrations
FinCEN MSB Registration
U.S. Money Services Business — registered with FinCEN
MSB Registration Number
31000293629119
Registration Type
Initial Registration
Legal Name
Wokbud Inc.
DBA Name
Earna
Registered Address
166 GEARY ST. 15TH FL 158
San Francisco, CA 94108, USA
Registration Date
February 26, 2025
Number of Branches
0
MSB Activities
States of MSB Activities
All States / Territories & Foreign Flag: All States/Territories
Wokbud Inc. (DBA Earna) is a financial technology platform and a registered Money Services Business with FinCEN. Money movement and AML/CTF compliance are powered by Bridge.xyz. This information is provided for regulatory transparency and does not constitute legal advice.
Trusted by companies worldwide
From remote-first startups to global trading firms, businesses rely on Wokbud for fast, compliant cross-border payments.
TechFlow Solutions
Software · Remote-first
"Wokbud transformed how we pay our remote team across 12 countries. What used to take 5 business days with traditional banks now completes in minutes. The compliance-first approach gave our finance team full confidence."
Sarah Chen
CFO · San Francisco, USA
Nordic Digital Agency
Digital Agency
"We invoice US clients in seconds and get paid in stablecoins the same day. Wokbud is the only platform that bridges traditional banking and on-chain payments without compromising on compliance."
Erik Lindberg
Managing Director · Stockholm, Sweden
Pacific Trade Co.
Import / Export
"Cross-border payments that used to take 5 days now take minutes. The multi-currency wallets let us hold USD and EUR alongside USDC, which simplified our treasury operations dramatically."
James Wong
Head of Operations · Singapore
CryptoVault Labs
Crypto / Web3
"As a crypto-native company, we needed a compliant bridge to fiat. Wokbud gives us KYC in under a minute, FinCEN-registered operations, and on-chain USDC payouts — all from one dashboard."
Miguel Santos
CEO · Lisbon, Portugal
GlobalFreelance Hub
Freelance Platform
"Our contractors love getting paid in USDC. Onboarding took less than a day, and the escrow-protected payments feature changed how we build trust with new clients."
Anna Müller
Operations Lead · Berlin, Germany
Meridian Consulting Group
Consulting
"The audit trail and 2FA on every transfer gave our compliance team peace of mind. Wokbud is the professional-grade payment platform we were looking for."
David Okoye
Partner · London, UK
Learn more about Wokbud
Ready to move money the modern way?
Create a free account and verify in under a minute — or reach out with any questions.